PayPal is an advanced digital payment platform focusing on online payment and currency transfer services.It cleverly uses email addresses as a medium to allow users to easily send and receive payments without exposing sensitive personal bank account or credit card information, greatly improving transaction security.Not only can users safely store funds in their PayPal accounts for online shopping and quick transfers to other PayPal users at any time, but they can also flexibly withdraw cash from their accounts to meet diverse funding needs through advanced encryption technology and security.measures to ensure that every transaction is conducted quickly and securely.
PayPal features
Pay online
Users can link their bank account, credit card or debit card to a PayPal account to make online payments worldwide.Users can complete secure transactions by entering their PayPal account email address and password.
Currency transfer
Users can use PayPal to send and receive currency transfers to other PayPal users.This makes payments between friends, family and business partners easy, without the need for traditional bank transfers or checks.
Account Balance Management
Users can store funds in their PayPal account and check their account balance at any time.This makes it easier for users to shop online without having to enter bank or credit card information every time.
Electronic Bill
PayPal provides electronic billing services to facilitate users to track and manage their transaction records.Users can view past transaction details and easily export reports for budgeting and financial management.
Merchant Tools
PayPal provides merchants with a variety of tools and solutions so they can accept online payments.Merchants can easily integrate PayPal payment options into their website or app and provide secure payment methods to customers.
Buyer Protection
As a secure payment method, PayPal offers a Buyer Protection Program.If there is a problem with a purchase, such as not receiving the item or the item not being as described, buyers can file a dispute and have the opportunity to receive a refund.
About PayPal
- Payments are safer
With 24/7 transaction monitoring, secure encryption and fraud prevention features, you can make every payment with greater peace of mind.
- Keep your shopping safe
When paying with PayPal, your transaction may be eligible for Buyer Safeguard.Please see the PayPal website for complete policy details.
- Pay sellers around the world
The PayPal mobile app makes it easier to pay sellers around the world.
- Managing payments is a breeze
Your PayPal mobile app makes it easy to track and monitor every PayPal transaction.
- Law
An account is required to send and receive payments.If the recipient doesn't have a PayPal account, they can easily sign up for one, and it's completely free.
PayPal was so incredibly difficult to link any bank. And they close at 5 pm. And delay transactions for no reasons. They're customer service barely speaks English, and they charge more than any other mobile banking app. And I tried to dispute a clearly fraudulent purchase for a period tracker and I'm a guy and they wouldnt refund me about 2 hours after I got the charge. If no stars were an option or negative stars I'd go with that. Cashapp Venmo and chime are all much better options.
Useful, but UI is getting worse. The home page use to be just a total balance and a list of recent transactions. Those things are still there, expect a shorter list, it's smaller. The new feathers like points and item recommendations isn't for me, but it's fine that they're in the app, but taking up space on the home page is just unhelpful.
Deceptive practices. Deceptive money practices. I have balance in the PayPal wallet, it will refuse to use the balance unless there's a card linked. Once a card is linked, even if I set it to use wallet first, the linked card is used. Very deceptive. It will revert to such configuration even after tweaking the settings. Do not recommend. Please use other, better platforms for transferring and purchases. Even the developer response is useless as they only outline the steps which I already did.
Poor. I use the app to send payments to business partners from another linked bank account. I had one successful transaction, afterward no success. I've called support & was told to call my bank. As if they didn't want to find a solution to the problem. I also gave my correct phone number & go into the app again& no number is listed. The security checks don't work. My linked bank account shows up, but when needed to transfer $, it makes me enter card # details. Nothing works correctly.
It's really annoying when I try to transfer money into my account and it won't let me. It doesn't matter if I log out and back it or try again at another time or transfer smaller amounts of money at a time, which did work for a short time.... what's the point of having this app if I can't do the basic function on transferring money... really annoying really frustrating
Keeps saying error even if a get into the dashboard as soon as I click on anything it either says "something went wrong try again " or kicks me back to the login page. And of course let's not forget everyday normal errors of not sending you the code so that they added a "having trouble logging in " button that for some reason will instantly send you the code the first page should have as they both are using the same number for the text! Then you finally get in and click and are booted out again!
VERY difficult to find the resolution center in the app....and that's because you cannot access that feature through the app. Must be done through the web. Once I that got figured out, no more issues! I love using this app, makes it easier to track purchases and settle any disputes that may arise.