GCash is a comprehensive mobile e-wallet application. It not only provides safe and reliable payment and remittance services, but also integrates diversified functions such as recharge shopping, collection, and transfer, greatly simplifying users' daily financial management processes.The application is based on its strong security performance to ensure that every transaction can be carried out in a safe environment, giving users no worries.In addition to basic payment and transfer functions, GCash also thoughtfully provides users with a series of financial management tools and options to help users better plan and manage personal assets and achieve wealth appreciation and preservation.The introduction of these financial management functions makes GCash not only a simple electronic wallet, but also a trustworthy financial partner around users.
GCash function
【Real-time Remittance】
• Send money to GCash, Coins.ph and PayMaya users
• Use Ang Pao to send any amount to multiple people at once
【Transfer money to 40+ banks instantly】
• Instantly transfer funds to any major bank account nationwide
•Save bank account details for future fund transfers
•Send to BPI, BDO, Metrobank, Landbank, Unionbank, Chinabank, etc.
【Pay bills and fees to over 400 bill holders】
•Pay utility bills and other bills without leaving home
• Electricity: Meralco, Kuryente Load and other provincial providers
•Water supply: Manila Water Company, Manila Water Company and other provincial water companies
• Past due bills and GCredit payments are also accepted
•Save frequently used bills and set payment reminders
•Cable TV, Internet: Global Home, Sky Broadband, Smart Brother, etc.
•Credit cards, loans: BPI, BDO, Citibank, Home Credit, U-Peso, etc.
•Government: BIR, DFA, MMDA, NBI, SSS, Pag IBIG, etc.
•Telecommunications: Globe Postpayd, PLDT DSL, Smart, Sun Cellular, etc.
•Travel: AirAsia, Cebu Pacific, Pacific Airlines, etc.
【Purchase Loading Anytime, Anywhere】
•Buy loads instantly for anyone on all networks
•Load any Globe, TM, Smart, TNT, Sun Cellular number
•Buy exclusive Globe and TM load combinations
•Purchase a broadband package for Globe at Home Prepaid Wifi
•Buy TV channels, PINs for Cignal and SkyCable
•Purchase MaxiCare prepaid health insurance
【Receive remittances and pay funds online】
•Enter your reference number and receive money on your mobile phone
•Accept MoneyGram and Western Union money transfers from home
• Link your Paypal to GCash to withdraw or transfer funds for free
In the first place, it's very unreliable as it's not accredited by the BSP. Then it has bad verification system especially with the ID and Face verification. I already used 4 of my IDs, and it still wasn't able to read my middle name. This is very crucial especially when you're changing phones, since their new feature only lets you use one phone for your account. So, you need those verifications to unregister your old phone and register your new phone. It also has a lot of bugging issues.
authentication code when sending money takes forever to receive. almost every move you do, there's a code. i know you value security but at least have give us an option to authenticate transactions using biometrics like any other apps. plus every time you click on something, there will be unskippable tutorial. not very user friendly. took me about 20 mins to receive code.
The app is still full of bugs and glitches. Whenever I tries to open the Help Center and check the status of my ticket, the app keeps closing, there's always an error prompt saying that I have been log out. Their process' still a hassle and takes too long to resolve the issues. I'm quite disappointed that nothing has ever changed ever since.
May 1 still out of action no change since my post April 24. The service is unreliable. I have been unable to make payments for 60 hours. The message is check your internet. I am sending this, my internet works. I closed/reopened the app, I turned the phone off/on, I cleared the cache, uninstalled/reinstalled the app, nothing works. This is the longest I've experienced this. This doesn't work.
Buggy and bloated. Opening the app brings up a pop-up. There are times when it restarts the onboarding adding more of a hassle. The "unsecure system" alert disrupts application operations too much despite having a secure system active. Favorites are also always reset after a certain period. Aside from those mentioned are the various crashes, the lack of maintenance notices regarding its services, and the refusal to open after one tap of the app icon. Still unreliable and disappointing.
Such a useful app and I really love it! I am a fully verified GCash user so it allows me to get my money real time, pay bills online and buy load at my convenience! There was a time that I got an issue with the app and I couldn't find any way to fix it so I call their support for a help (take note 'call', not helpful to contact them through chat). They gave me a very effective trouble shooting tip. It is really awesome to get my account working back as how it used to! 5 stars! Thanks!
The apps is very excellent, it makes money transaction easy like sending, receiving, transfer money to bank and paying bills. It is not true that apps icon disappear on the drawer for no reason unless the user uninstall the apps. The apps will notify "UPDATES and MAINTENANCE" in a period of time to keep you on the go...