"Alipay" is operated by Ant Group and is the world's leading independent third-party payment platform. Since its establishment in 2004, it has developed from a simple payment tool into a comprehensive digital life service platform.Alipay is committed to providing a safe and convenient payment experience, while expanding into all areas of life services, including but not limited to transfers, financial management, living payment, transportation, health care, charity, entertainment and shopping, etc.
"Alipay" core functions and services:
1. Payment and transfer: Users can easily make online payments, including shopping, dining, entertainment, etc., as well as transfer money to individuals or merchants, and support instant payment.
2. Yu'E Bao: Provides convenient financial management services. Users can transfer idle funds to Yu'E Bao and enjoy higher returns than traditional bank savings while maintaining the flexibility of funds.
3. Life services: Covering water, electricity and coal payment, mobile phone recharge, public transportation card recharge, ticket purchase (such as air tickets, train tickets), takeout ordering, movie ticket booking, etc.
4. Financial services: including but not limited to insurance, fund investment, credit card repayment, loan services, etc., to provide users with comprehensive financial solutions.
5. Health and public welfare: Supports access to health data, encourages users to participate in sports, and provides a public welfare donation platform so that users can participate in public welfare undertakings in their daily lives.
6. Digital operation: Provide merchants with digital operation tools, such as QR code ordering, membership management, marketing promotion, etc., to help merchants improve efficiency and service quality.
7. Travel services: Cooperate with Didi Chuxing and others to provide taxi services to facilitate users’ daily travel.
"Alipay" continues to explore the integration of emerging technologies, such as blockchain, artificial intelligence, etc., to provide more intelligent and personalized services. At the same time, it is also responding to policy requirements, strengthening compliance, and ensuring the sustainability of services.develop.
"Alipay" is not only a payment tool, but also an important part of digital life. It constantly adapts to user needs, expands service boundaries, and strives to become an indispensable assistant in users' daily lives.
A Very very bad, unworkable terribly corrupted Chinese language app ever to be developed and introduced into the Google play store for sale. This is actually a dangerous spyware/ransom ware tasked to infiltrate your system and discreetly gather all level and types of information for their creators benefits. Beware people
It's good but if the option of changing yuan to other currencies could be activated, it would have been wonderful. Also loading or sending fund from outside should be allowed for business purposes. My suggestion
I can't make an account. First time opening the app, i already made too many attempts Update!!! I was able to make an account from the app from their websitr, but i can't top up anymore because the system is busy...
Used it in Nov 2019. I read that accounts got frozen for no apparent reason so I only put in 500rmb with US visa card. First deposit worked. I was able to use the app to pay for stuff. Put in another 500 rmb. Worked fine. But when I tried to deposit the third time, I got blocked. After a few attempts the account got frozen. I still have 110 rmb which is now stuck. App not ready for foreign visitors to use. Risk of getting fund frozen. Many instructions and error messages are in chinese only.
Clunky app. For majority foreign travellers to China, one of the most important functions is tour card. Tried to get phone verification code in order to open an account, but never received one. No app support on it.
This app just makes the grade as average. If you think because you choose english as your language, that it will actually be translated into english think again. Most of the app is still going to be in chinese, and expect to have no idea what the notifications you are getting mean, because guess what they are in Chinese. That being said. It could be worse. It does it's job even if you are going to be using google translate to figure out what is going on most of the time. 3 out of 5.
Despite negative reviews, this app has been a lifesaver for me. The translated pop-ups in Chinese are helpful, and its user-friendly interface made it easy to navigate. A tutorial video for real-life situations, such as market or store use, would benefit new users. Personally, it saved me money on taxis and protected me from scams, eliminating the need for cash & card. Would recommend for everyone even if you don't have a chinese card works with european cards.